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Power Your Home, Pay Your Way

Flexible Options for Going Green and Saving Money 

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Lease, Loan, or Own with Confidence

Solar isn’t one-size-fits-all. Some homeowners want the low upfront cost and long-term coverage of a solar lease (Third-Party Ownership, TPO), while others prefer the flexibility and expansion potential that come with full ownership. Whether through a lease, solar loan, or cash purchase, every option can include batteries — as a standalone backup or paired with panels — so you can maximize savings, energy independence, and resilience in the way that works best for you.

Learn More Today
"Go solar your way — lease, loan, or buy outright. Every option can include batteries to maximize savings, independence, and resilience."
K. Muir, Arizona

Lease-to-Own Solar (Third-Party Ownership, TPO)

Save Nearly 20% Instantly — With Full Ownership After Five Years

Our new lease-to-own option combines a prepaid solar lease with commercial solar tax credits to reduce the total system cost upfront. Full ownership automatically transfers to the homeowner after five years — with no additional fees.

Forget the inflexible solar leases of the past. This program delivers meaningful upfront savings by allowing homeowners to benefit from incentives that were previously only available for commercial solar, built right into the system pricing.
solar panels standing next to tesla battery

How Lease-to-Own Works

Nearly 20% Instant Savings

Residential credits ended in 2025, but commercial solar tax credits remain available. As a commercial entity, Concert Finance, our trusted financing partner, can access those incentives, passing savings through to you as an upfront price reduction.

Prepay With Cash or Loan:

Homeowners can choose to pay cash for the prepaid lease, or take out a loan with a small monthly payment. Loan options are very flexible, with no early buyout penalties.

Enjoy 100% of Your System’s Energy From Day One

You start reducing your electric bill the moment the system is turned on. Whether solar only, solar + battery, or battery only, the savings — and protection against future rate increases — are immediate and tangible.

Ownership After Five Years

You receive 100% of the electricity your system produces from day one. To meet commercial tax credit requirements, Concert Finance temporarily owns the system for five years. After that period, ownership transfers to you automatically — with no change in how your system operates and no additional charges. .

Designed to Fit Your Home

Every system is custom-designed around how you use energy — whether solar only, battery only, or solar + battery.

This lease-to-own program delivers upfront savings with no rebate paperwork, guarantees automatic ownership after five years, and avoids the long-term, inflexible lease commitments homeowners dislike. Once ownership transfers, the system is yours to keep, transfer, or sell with your home — just like any other home upgrade. 

Explore How Lease-to-Own Works →
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Solar Loan

A solar loan lets you own your solar system and batteries without paying the full cost upfront. Payments are structured like a typical home-improvement loan, and once the loan is paid off, the system is fully yours. This option balances affordability today with long-term ownership, while offering flexibility to expand your system or transfer ownership if you sell your home.

  • Low or no upfront cost — finance panels and batteries with predictable monthly payments.

  • Full ownership once paid off — you keep both the system and all its long-term savings.

  • You can access the 1,000 Arizona tax credit — but unlike our Lease-to-Own option, the large federal tax credits cannot be applied.

  • Fixed monthly payments — lower than your electric bill.

  • Flexibility to expand — easily add more panels or batteries later as your needs grow. You have full control of the system. 

  • Easily transferable –  system can be easily transferred to a new owner if you decide to sell the home. 

With a solar loan, you can lock in ownership and long-term value while still spreading costs out in a budget-friendly way.

Cash Purchase

Paying cash for your solar panels and batteries gives you immediate, complete ownership and full freedom to modify, expand, or upgrade your system at any time. If you sell your home, ownership transfers easily to the new buyer.

With a cash purchase, you can access state-level tax incentives (up to $1,000). However, the larger federal tax incentives are not available, as those are accessed through the lease-to-own model.

  • Immediate ownership — panels and batteries are yours outright.

  • You can claim state tax credits up to $1,000 but the larger federal tax credits are not available. 

  • Boosts home value — owned solar and battery systems are a premium feature for future buyers. Leased systems do not add value to your home.

  • Total independence — expand and grow your system as needed without third-party involvement.

This option is ideal for homeowners who value total control, long-term property value, and immediate ownership.
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Quick Comparison

Financing Comparison Chart

 

Reliable Power. Real Savings. Your Way.

No matter how you choose to pay, solar — with or without batteries — helps you save money, protect against ever-rising utility rates, and stay powered during blackouts when a battery is included. All of this while reducing your carbon footprint and living more sustainably.

Whether you prefer the zero-down simplicity of a solar lease (TPO), the balanced path of a solar loan, or the maximum flexibility of cash ownership, our team will guide you every step of the way.
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